Compound Interest & Savings Goal Calculator

Calculate the future value of a savings plan with periodic contributions and compound interest, or solve for the periodic contribution needed to reach a savings goal within a set timeframe. The results are mathematical estimates and don't guarantee future returns.

Processed on your device, no AIhasta 100 años de proyección

The results are mathematical estimates and do not guarantee future returns.

Initial deposit

Periodic contribution

Contribution frequency

Annual rate (%)

Compounding frequency

Duration (years)

Contribute at

Adjust for inflation (optional)

The data is processed on your device and is never sent to the server.

Use cases

Project the growth of a savings account
Calculate the monthly contribution for a goal
Compare contributing at the start or end of the period

How to use this tool

Choose Projection or Savings goal
Enter the deposit, rate, and term
Check the result and the period-by-period table

Frequently asked questions

Does it guarantee the calculated returns?

No. The results are mathematical estimates based on the rate you enter and don't guarantee future returns.

Does it include inflation automatically?

No. The inflation adjustment is an explicit option you must turn on; without it, the results are always nominal.

Related tools

Loan & Amortization Calculator

Percentage Calculator

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